You've never defragged a hard drive? You only have Windows 98 SE? You only have 64MB of RAM and an 8GB hard drive, divided into THREE partitions? Oh my God. How can you even begin to run Poser? Get a new computer, with a HUGE hard drive. Get Windows Xp. Learn how to maintain your computer. Sorry to sound harsh. But your problems are caused by the setup/system you have. You've already had enough pain. Now get the solution.