The problem is. If the company is of any size. They hire their own people, or farm it out to a small graphics company. Almost everyone else is a "wanna-be" type business. So you need to be aware that the odds of not getting paid are very, very high. You're database will contain every Joe Blow around the world. It's better to focus on preventing it from happening in the first place like other people have said. This is a big problem with all businesses. It's standard operating procedure. Collecting on money owed is an epidemic. I've never worked for any company that paid it's bills on time. I've always thought that you people need to find a good business manager who knows how to handle this issue. Or form a company run by Non-Artists to handle the finances. ScottA