Hmmm...I'm not a landscape person, but I recently read a few articles on landscapes and reflections. Have you tried shooting early in the morning or late afternoon? That way, you get the blue skies but the sun isn't high enough to be overpowering. And because it's low you can actually shoot in the direction of the sun without blowing out your scene. For the water reflections, you'd also want to pick a time when the wind was as still as possible. A polarizer would be good to drop you down 1-1.5 stops as well as giving you more saturation in the blue sky. You might also think of using a split neutral density filter if shooing then (so that the sky doesn't overexpose). You can get a nice Cokin filter holder for under $20 and most of the Cokin filters range from $15-30 each (cheaper when you're not paying for the metal rings and stuff like the Hoyas, B+Ws, Tiffens, etc). -=>Donald