I've been working with the loin, but I won't have enough time with other projects to get it done for the contest for you. I do however have some advice on posing it. First, pose Mike the way you want him without the cloth. Second, add the cloth and conform to Mike. Most of it will be hidden in his body. Third, go to the body option and start resizing the cloth. Do this at the body level. Fourth, when you've got a fairly good fit sizewise, select the hip. Do not select the belt, it has to be the hip. Use the Z and Y trans and the X rotate (dials only) to position the cloth to the body. You'll probably have to go back to step 3 a couple of times for fitting.