Part of the problem is that merchants don't always know how much the non-merchant knows, i.e. like the limitations on putting something on sale, you can do either one item or the whole store, and you can only have one sale at a time. While this has nothing to do with this topic, it just is an example of confusion between merchants and non-merchants. I use the term non-merchant for a specific reason. This brings up the fact that there appears to be some non-merchants that know more than they should. While there is no proof, I do believe of some who maintain a merchant ID and a non-merchant ID. While there are several good reasons for doing this, e.g. the staff offen have more than one ID to keep their staff role separate from their community role, and there are a few others. Its easier for accounting, etc. But, they don't hide this fact. Meanwhile there are others that use the alternate ID just to stir up problems between both. I don't have any proof, there are things that happen, that make me very suspicious. As a result, I don't think take a lot of what is said here word for word. As one has to be more than a little thick skinned at times. As far as the banners go, I do not mind changing them to less objectionable. Hower, a little warning would have gone a long ways. I do think that it is in the merchants best interest to not use filters. I think that would be rather defeating the purpose of the ad. We would be better off cleaning things up. It just means we have to become more creative. But, that is just my take on things.