SEX AND INSURANCE Sadie and Esther, two elderly widows, are sitting, people-watching, in a Catskill hotel lobby. "You know," says Sadie, "I've been reading this 'Sex and Marriage' book and all they talk about is mutual orgasm. Mutual orgasm here, mutual orgasm there, that's all they talk about. Tell me, Esther, when your husband was alive, did you two ever have mutual orgasm?" "No," says Esther, "I think we had State Farm."

"Democracy is a pathetic belief in the collective wisdom of individual ignorance." - H. L. Mencken