oops should add in that hubbys paycheck pays the bills (is only fair - I did it for years!) so money I make is enough to pay for last childs college and my software/hardware playtoys. Would not be able to make house note if not for hubby $$$. ;-) Just didnt want to mislead (probably earn around $15k year for last 4yrs but write off earnings with software and hardware upgrades...).