Yes, samseD's stuff's nice. Someone else does a free English-style saddle and bridle, and there's a free Western-style saddle somewhere too. I'm in the process of switching everything over to my new computer or I'd find them and check the readmes to see where I found them. Hopefully someone else will have that info handier than I do!

I'll have a conforming saddle and double bridle in Freestuff as well, as soon as it's finished, beta'd and revised, and I've got more in progress after that.