A low limit credit card. That is a VERY good suggestion. I dunno why I never thought of that. I actually have a low limit one I have never used. Doesn't cost me anything to keep so I just stuck it in a drawer for "an emergency". :) All I have to do is throw away the 'zero balance' statement and interminable ads they keep snail mailing me. There have been times I have hesitated using my main card online, partially because I let myself get scammed a couple times. No big damage but I had to shutdown my account, get a new card issued and so on.