The "Reflective Color" has to be anything but black! It looks like you have it black above, try a light grey, or better yet white. Also remove the Texture map" (hammer21.bmp) or change it's strength to a much lower value (50% or less). I think this is also screwing with the reflection map. I'm not sure if you can have a reflect map and a tex map together. And if you can I'm sure the tex map must have white or black where the reflection is going to show. Never tried it. I have always used the reflect alone. Since the entire object I was using was completly metal with no texture. Bump and transparency should be no problem though. Hope this helps. James