"There are a lot of people that can't afford the $99.99 as a beginning price" That's fine, and I understand that not everyone can pay up front. But then set it up two ways, one for those that would like to pay in advance. Almost every business that I've ever had a membership to has a pay-in-advance option, some even give deeper discounts to those that choose to pay that way. It's a pretty safe bet that if they don't allow for a one time payment, I won't be renewing either.

What we do in life, echoes in eternity.

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