PayPal is like a checking account. you can deposit money in the account, attach to a checking account to transfer money, or setup a credit card. A lot of venders are going PayPal (or other system) so they do not have to deal with all the banks and credit card companies which slam and make it a lot of work for a vendor. You can use your CC via PayPal to pay for just about anything, it should work to renew the PClub, or even the monthly payment plan either way. PayPal just makes it easyer on Daz, much easyer than dealing with all the CC Companies, now they only need to deal with one system. That's my take on it anyway.