You're not alone. I'm in the U.S. and I've had my share of problems both with credit cards and Pay Pal. I think if you scan the forum, you'll see that many people are experiencing problems (others, of course, have had no problems, never had any problems, and don't know what we're talking about). I think Daz is well aware that there are still issues. About all you can do is call/email them and let them know what is happening. They are, I understand, buried in emails due to short staffing so don't be surprised at response delays.