While I am not exactly a starving artist, I am more of a starving soldier... And soldiers do not get credit-cards here in Germany. There's a lot of stuff I would like to have, but I can't buy it, because you need a credit-card. Great. What should I do? Post around asking for warez? Build yourself what you can't buy! Especially if you consider yourself an artist, you shouldn't put up with premade stuff.