Thanks for all the comments and suggestions. I am going to have to think for a while where to put my money, so to anyone who has any other thoughts, please don't be shy ... ;) One thing that bothers me, though, is how many (most?, all?) of those who sell these models make the license agreement non-transferable. If you decide to change careers, hobbies, or priorities, or sell your 'business,' you can usually sell your license for AutoCAD, for PhotoShop, for Vue, for Poser, for almost every digital product you have ever bought. But apparently you cannot sell or transfer your 3d model licenses? Even if you give up Poser and digital graphics altogether and spend all the rest of your life and free time and energy working as a janitor, drinking beer, or trading stocks or something? For a 'hobby' that can get pretty darn expensive, this nontransferable thing hardly seems like a very fair deal to me. But what do I know? I'm a newbie. So if you have any thoughts about all that, let's hear em. But, anyway, I guess all the expense and time invested will help keep me out of trouble. Thanks again for the comments and recommendations so far.