It's true!! I just went over there to scarf them up, and no credit info was needed. You're offered an immediate download URL, and a URL valid for 48 hrs is emailed to you, in the event that one wants to download at a later time. I've become a recent convert to IW43d, after "dismissing" them months ago, when the prices were a bit beyond my hobbyist budget (i.e. what my wife lets me spend!) I've taken advantage of the recent specials and have been VERY pleased both with the models AND the service by Pam & Tom ... Ray