Now maybe i can finish my thanks to you all. Like I said Blambot is a very good reference. I tried to get on comicbabecentral forums but couldn't. Animotions is my next stop.
Lyrra, you stated Bryce has problems with Poser materials, is it possible to make the Backgrounds in Bryce and then import them to Poser? i've had good success creating characters in Poser, but when I try to export them to Photoshop, I lose some of the resolution and it looks like it isn't "anti-aliased" (i hope this make sense).

I also looked into Illustrator but $399 is too much for my budget. Are there older versions of illustrator that are good enough for comics creation? (ithink I'll check Ebay) And it's funny you mention Panel Discussions book because I had just seen an ad for it and was considering buying it. I'm sold now. Thanks again to both of you for your help.