Dialyn....it was interesting...they seem to be going now...I still don't know what happened, something regarding a credit union.....I guess I will get the scoop when I get home and listen to the news. To much being said now that I think is mis-information. Thank you again for the help, maybe it is time to move out of New York.....maybe Austrailia...that is where I would love to be anyway. Sharen