Forum: Poser - OFFICIAL


Subject: Bad move, DAZ

Orio opened this issue on Sep 11, 2003 ยท 59 posts


jval posted Thu, 11 September 2003 at 10:13 AM

Orio, It is possible that my comments may be considered as a criticism of yours. One should not offer negative criticisms without also offering solutions. So... These are my assumptions: 1) In order to be able to purchase all you want you need to spread them over two credit card billing periods. 2) The total price of all items on sale is 91.15 versus 121.67 non-sale prices. The total discount is about 25%. 3) You stated that $1.99 is not a problem. 4) I always pay my credit card debt immediately so am uncertain of the current interest rate. Let's assume it is 20% annually or 1.94% monthly. Therefore: Buy all those extras now on credit. At the end of your monthly credit period pay only half of these purchases and carry the other half to the next month. Pay that half off at the end of the following month. The cost of borrowing this amount for one month will be about 88 cents (less than $1.99) as opposed to paying an additional $30.52 via non-sale prices. I'd say this is almost as good as getting the full sale price. Problems almost always have solutions if looked at closely enough.