3dave44, elizabyte (love that nick!), ernyoka1 Thanks to all for more clarification. I HAVE been reading through the posts about this and I have Correct Reference, which I always wondered about but, since I had VERY FEW problems with PB 1.3 heretofore, never used it. Now I can see that I will have to dive into this, as I hope I do not have to be closing Poser everytime I want to switch banks. I'll probably be back to ask more questions, LOL! Of course, with the thumbs that are available in 1.4, that might not be such a bad thing. And it's true, hogwarden created a very great thing with this program. Hands down the most useful thing for Poser I ever bought. Larry F