I would still back up the drive even if you don't think that it is going to crash. Just because a drive is not that old doesn't mean it's foolproof. I've had a drive die that was only two months old, but even if the hardware runs fine, a disk can sometimes get frazzled in a power outage or a bad restart, which I've had happen as well. All of Windows is a rather nasty critter and got to keep a sharp eye on it.

OT: The thing about jpg's not saving (or trying to save as BMP) in IE is something that was also in Win98 and up until recently was in Win2K as well, though I hadn't noticed it lately as doing it consistently after a certain point. I do still have the odd file that won't save as jpeg randomly or from a certain site. I think it has to do with the fact that an image was saved as a BMP at some point and then converted to jpeg by some program that leaves part of the header, as it seems to be more prevalent in sites that offer downloadable wallpaper for the desktop. This probably has nothing to do with Vue though, since the Temporary Internet Files are generally that, for IE.