maclean - understand. My point was that the PClub does not help with brokered items, only daz originals. if daz is highering more and more brokers and offering fewer and fewer original items the PClub gives little benifit other than the monthly voucher, if you want that item, and if not then after the month it goes away. I've been buying more and more brokered items, to save myself money I buy on the intital release, and the PClub membership does not help me with those purchases. "Doin the math" is difficult. Last year it was a no brainer, I knew I was going to make up the cost of the PClub membership in savings with the 30% off items, because I knew there were going to be big purchases. The cost of the pclub payed for itself over the year. this year, I actually do not know if I CAN make up the cost of the pclub and to me that is money lost, not money saved, just to get a few items that are only in the PClub that non members cannot purchase. the visa/mastercard annual PClub puchase cannot be done. Daz has stated that their CC company service has a problem with doing annual purchase that is why Daz had to setup the monthly payment for CC. Then to help out Daz setup puchasing the annual with Paypal but there is a different procedure to purchase it. You can use a CC, or a debit card, or your checking account etc with PayPal. I have to figure out the math this year because my spending will not be what it was last year. I love the products that I have gotten over the year in the PClub. I like scifi and fantasy and over the year there have been suprises that I really liked and bought too like the ninjasuit, and some of the scene props. I like Antons ideas and products, and the brokered textures that have been coming out. but for me this year it isn't a no brainer, it for me is a much harder purchase as I know that I am not going to be spending as much money as I did last year. Really hard desicion.