I found it very confusing as well. I wanted to renew onthe yearly basis with PayPal and tried and tried to get that as an option and couldn't-- no button to continue on the page and when I pressed change, it went back to the original screen of the credit card. So I Had to do the monthly option and I didn't want to! I really was frustrated. I don't want a mystery charge coming out of my account every month-- especially at the end. And I'm very frustrated. Oh, I renewed, but not as I preferred and now I have to sweat every end of the month for enough to cover Daz plus some other recurring big bills. Emily