I fell on your thread yesterday and cooked for you a little exemple of what can be obtained for the rings in the water. I simply loaded a bitmap in a terrain 512x512 applied clear water mat., inserted 'wavelet' in the bump function and a 0.8 blur in the reflection tab... I'm not good at all with Poser (for ex : never found out how to export hairstyles I always get a black cap !) so don't look at the lady ... If this idea interests you, maybe I can put the bump bitmap here on the forum for upload ?