Well, if you get that much, hook me up with a couple hundred grand. Computers are property, so destructive software and invasion is like destruction of property, plus i think there are some laws pertaining to malicious programs auto-downloading onto your computer or something. Before you reformat, i'd get to google and search for Ad-Aware, run a deep scan of everything and see if that helps. Ad-Aware usually gets that stuff out pretty well, and if that doesn't work I guess you'll have to take more drastic measures.