Attached Link: http://mr2k.3dvf.com/tutorials/max/tutorials_joan.htm

If you go with Anim8or ( and maybe even if you don't ) the link is to one of the best subdivision modelling tutorials I've ever seen. ( not that I've seen them all or anything :D ), moreso now that Anim8or has a knife tool.

It's in French but if you Google on "Joan of Arc tutorial" you can get a translation. It was initially written for 3DS Max but adapts well to Anim8or until you get to the head, where it's only a little less convenient, since Anim8or doesn't support edge extrusion. You'll need to get acquainted with the 'edge-at-a-time' face building technques. Beyond that you can probably get more help in the modellers forum as you get started.