One thing makes an alarm bell go off in my head though. Poser (any version) is not a character CREATOR. It's a program that lets you pose premade characters. For character creation you'd need a modeling program like Anim8or, WinGS, Amapi, TrueSpace, Rhino, Lightwave or Max.

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You just can't put the words "Poserites" and "happy" in the same sentence - didn't you know that? LaurieA
  Using Poser since 2002. Currently at Version 11.1 - Win 10.