PayPal is handy, but if you use it, be careful not to keep any money in the account for long. As the warning says, they can freeze it for any reason. A friend of mine has had her account frozen for weeks now. The reason? She sold a ceramic angel on eBay last summer. Over six months later, her customer complained that it arrived broken. Said customer claims she didn't bother to open the package for six months. My friend thought that was unreasonable. But PayPal has frozen her account, and all funds in it.