I've never thought either paypal or ebay were good ideas, and from other groups I know that both have been hacked frequently. The only way I would even consider using paypal is setting up an account, only for that purpose. I only have one charge card, but have set it up with the bank that I am notified as soon as any charges come in. Works well, and no complaints. Needless to say, if I were to set up an account for paypal, the amount in it would be enought to cover any purchase, and the service charge, but not a penny more. I have to grin though, my alter ego keeps getting the scam notice from the phoney paypal that wants me to send in another card number. They may cancel my (non-existant) account, we'll talk about it later. Much later.