I came across the site I linked to above just today so I haven't had a chance to read everything.

I have had my PayPal account for 3 years. All of a sudden it is in violation of their TOS?? Is there anything on my site that is anywhere near as explicit as some of the stuff you see right here in the Marketplace?

They claim they are "holding" the money but based on what I read they can effectively "hold" it forever and there is not a thing you can do about it.

This isn't about people hacking into your PayPal account and/or receiving phoney emails from people pretending to be PayPal. This is about discrimination and PayPal by all intents and purposes, taking your money. There is no phone number on the site to call anyone. I get the same canned response if I email them. This is BS!