Well, I've just spent the last 1 1/2 hours reading posts complaining about PayPal andd I have to say I'm totally shocked. I wanted more information because I had been considering using PayPal for my own broker payments through DAZ. Well, Not any more. No sirree! Even if you discount some of the posts as being obvious fakes from people with a grudge or just too much time on their hands, it still leaves a HUGE amount of complaints. And it's pretty easy to spot the genuine posts. Then, if you add the various threads from lawyers, the class actions suits and the Federal and State investigations, it's pretty clear that something stinks at PayPal. Exotica, If you read carefully, you'll find that PayPal won't remove your bank account and financial information. That's one of the major problems. Once they have that info, it will stay with them. (From the PayPalSucks FAQ Page) 'We also recommend that you remove any checking and credit card accounts before you close your account, if you can. The problem is, Paypal keeps that information forever. But removing it shows your intent, and if the account gets hacked, it's less likely that the hacker will be able to access your accounts' Judging by what I read, the only way to be completely safe is to close ALL those bank accounts for good and open new ones. Otherwise you run the risk of PayPal (or some corrupt PP employee) eventually making withdrawals from your account whether you like it or not. Sad.... Really sad. mac