Diane: Someone had posted that Renderotica accepts PayPal. If not, good for you! ynsaen: I guess it is wise to read "the fine print" but then again I didn't think I had anything to worry about seeing as I had the business account for 3 years. In any case, I thought it best to let people, like me, know exactly what the risk is with doing business with PayPal. I was lucky that I didn't have any money in the account when they froze it. In the entire three years that I had the account, I received funds only 5 times so I highly doubt "I" owe them anything even if someone does do a chargeback. Beware folks, beware.