Blender's a little hard to find sometimes, but has some good rep. Wings is free, sort of easy, and it can be done (I'm doing the first stumbling steps myself..;). To be honest, modelling clothes is hardly a newbie thing to do..lots of accomplished Poseurs (j/k..;) use stock models and textures.

I wish I'd said that.. The Staircase Wit

anahl nathrak uth vas betude doth yel dyenvey..;)