Join the club Robo2010! I gave up those evil CCs years ago, now if I have the cash then I simply can't order...but we don't have to pay those darn monthly fees anymore now do we?!? Farside; aint that the pits?! I too did an MSCE class last month for what was supposed to be a legitamate school. 7 days after depositing their check my bank sends me a notice that I'm over drawn and owe fees!&#;$&! Luckily the school must know my history, when I showed up that very day in their office they sent someone right out to bring me back cash...with coverage for my bank fees too! (and then argued with the bank and got those fees overturned!!)