Hmmm, I'd say... A, there should be some distortion on the water, and lack of 100% reflection. The elements of the scene, or rather, one element in particular do not exactly flow. (the truck) It seems completely out of place and time. So unless the subject of thei mage is the truck with a theme along the lines of 'out of place, out of time' then I'd say off with it. The texturing seems spot on, except the foot bridge.. don't know why but the boards look reflective. Maybe go with an older look and add some vegetation where it meets the ground. as opposed to infront of where it meets the ground. Play with the sky a little bit. I think this image would do better with a more peach-ish or orange-ish sky and slightly darker look with a lighting element by the light house.