I have never had a problem with "Pay-Pal" but I don't want to sound like I am saying...that it doesn't happen. For now, concerning this post....I went to daz, Chose payment as "Pay-Pal" and spent my $5.00 coupon/gift certificate (whatever they want to call it) and since I didn't go over the $5.00's.......I didn't get charged anything. (: I got my download just fine....so.....I think the problems right now at Daz is just paying with a "credit card"....even though mind is more a debit card then credit? There are a few more things on my "wish-list" so if I have time today....I will also try it out....this time......actually paying with "Pay-Pal" because I don't have anymore coupons. LOL!