Sorry to burst your bubble, Cody.....but processes like that are in force to protect you as well as everyone else who uses "PayPal". Personally, I love it, as I have purchased a number of things on-line using it....Not just stuff for Poser, but stuff for my house, my car, etc. etc. Like I said before...I have never had a problem and the convienience is great. (: (I know I spelled that wrong >LOL!)