Using credit card and paypal here. Credit card has set a limit (by myself, not the bank, mind you) I try not to max out each month (which is kinda impossible with the great stuff merchants hand out to us every week ;)), and paypal began for the sole reason that back that day my dA account was only able to be paid for via paypal. I have heard the horror stories about paypal myself, and I made it a habit never to have a huge amount of money in it, usually it's roughly around 50 bucks, in good times around hundred. The one time I had troubles with paypal was when some dude who bought something from me over ebay didn't get his stuff within 3 weeks and I never gotten any emails from him at all. He filed a complaint with paypal, and within three days he had his stuff and the complaint was solved. Lots of fuss about an amount of 3 bucks, but hey...;) I understand him a bit. So, anyway, long rant...I'm usually reluctant to give out cc info when I don't know the shop. That's what's paypal is for.