PayPal. I keep some money in there, so only spend what is already transferred. It is a Money Market account, currently earning 1.6%... which is better than my bank. It isn't linked to a credit card, so my address won't show as verified, but that doesn't bother me. It does take a few days to move money to it (I don't pay my bank for instant transfer), but having to plan means that I think before hitting the button. Purchases result in a small flurry of emails, but I like having the paper trail. IIRC, if a credit card is used with them, the recipient has to pay a small fee, but since my funds are already there, there shouldn't be that cut. Second choice is my debit card. It is good for international sales, because someone else can handle the currency conversions. ;) I was looking at a couple of LOTR items from Australia that have never been sold up here... and I bet New Zealand is full of neat stuff which will never make it to market in the states. Third choice is to write a check. Again it forces a limit to what I spend... and that is a Good Thing. Carolly