Nerd may have been banned from the Merchant Forum only (for disclosing private information, including quoting the letter), or he may have been site-banned for a temporary period of time for words or acts undertaken in that Merchant Forum, or he may have been perma-banned. But that last is very drastic and if you read the TOS, the steps taken are clear... and the warnings usually happen over time. I'll miss him if he indeed perma-banned. He does have his own site and store and has been enough of a presence that we'll know where to find him. :sigh: Meanwhile, I'll continue to use PayPal when I shop online. I don't buy torture chambers or bondage gear or hentai set-ups so the merchants I buy from are probably not going to be affected much. Merchants who sell textures will have to be a bit more careful and creative, but if the head is on the first page and the full body is on the second and third, I should be able to make an informed decision as to quality. Carolly