It is quite possible like Rochr implies this is just another budding young capitalist trying to do his thing. I've run into the same type of idealist thinking from many SF convention boards. Even an honest person can generate bad business. I've had comissions where the buyer wanted a pink elephant and kept making changes, and changes, and changes until he got a purple goat. What I thought was a fixed job making $25/hour wound up being $4/hour after all the reworks. Ask further, but get a contract. Personal information like name and address is enough to get your credit report and social security number off the internet. Also NEVER! give away your bank account number. A nurse stole my father-in-law's checkbook while he was dying and spent $30,000. She did it by spending just under the ID limit ($300) at several places a day and taking the merchendise back to another branch for cash. If the fellow insists remember, " It's allright to walk away from a bad business deal."