Forum: Poser - OFFICIAL


Subject: PayPal situation not so grim...

Jack D. Kammerer opened this issue on Nov 20, 2004 ยท 55 posts


Jack D. Kammerer posted Sun, 21 November 2004 at 12:22 AM

Ales, I am the person who created Renderotica and, no offense, it was a serious pain in the backside trying to find an Internet Merchant Provider... in fact, when I owned that site there were at least 2 individual occassions where I was dropped by my current Merchant Account Provider because they could no longer support the heavy fines and penalities that they were suffering from Visa and MasterCard because they catered to 'Adult' companies. I was dropped without any warning and unable to continue operating a business without a Merchant Account until such time that I could find a Merchant Account Provider that would handle our 'Adult' account. Yes, the Porn industry is an 11 billion dollar a year business in the United States alone. Accounting for Adult Movie sales, Adult Products (toys and such) and Internet Websites. However, there are those in position of power that would like to see that abolished here in the States (Tom Ridge comes to mind right off the bat here) and, as such, they continue to search for ways in which to reduce that business, if not through legal means, then they do so by making it harder for the individuals to profit through banking means (frozen assets and accounts) and difficulty in finding banks willing to accept the risk of providing a Merchant Account to 'Adult' content providers. Renderosity, Renderotica and sites like them, as well as, the millions of Adult content websites out there do not deal directly with Visa nor MasterCard... we deal with banks. Banks that must maintain a certain 'air' of creditability and banks willing to act as mediators between Website owners and Credit Card companies. As in all business, he with the most money is able to make the rules... in this case it would be Visa and MasterCard and the banks that provide us the Merchant Accounts to cater to our customers. As owners and desiring to stay IN BUSINESS we must conform to their rules and abide by them. I don't think for a moment that Tim Choate got a wild hair up his ass and woke up one morning and said: "GEE, I've got an idea! Let's piss off our vendors and customers, reduce our monthly income by at least 40% and pay homage to PayPal's puritanistic views on life and business!!" No... Tim Choate right now is probably going: "Crap, I hate this just as much as they all do. This is going to cut into our profits and reduce the service that we can provide to our membership... this really sucks the BIG ONE." The thing is, I am sure that Tim Choate is probably happy that Renderotica is around right now, as I am sure that many of the vendors and customers who purchase the items in question are. Tim being happy because of the potential sh*t storm that could've really have happened if there wasn't a place where his vendors could continue to sell their 'adult' products and customers can purchase them, while still continuing to sell their non-adult items here on Renderosity. And again, as such, maybe we will see a mending of sorts between the two sites and their owners from this... also, this means that vendors who didn't want to produce 'adult' style products are now able to stand a chance and make it in the top twenty without having to sacrifice their personal morals. But, again, in short, Ales, yes... sites like Renderotica and Pornographic websites are able to accept Visa and MasterCard from their membership... but it is costly to do so and there are risks of their bank deciding to drop them without notice. That is the risk that we as 'Adult' Internet providers face every day... and Renderosity shouldn't have too, nor should they, being a 'family' site that they are and not a 'porn' site. Jack