Sigh.
After years of hesitation and tired of wrestling with freeware stuff I decided to take the leap forward and purchase Poser 5. I justified my over budget spending by the conviction that that V3 etc. were included and that'that would be it', as far as money investment was concerned.
Now you guys are telling me I may have to spend another $80 or so to get properly posable and detailed characters.

Good that USD is peaking low to EURO at the moment.