There is nothing wrong with getting the Free Vicky 3 & Mike 3. Your credit card will not be charged, because they are FREE. If you choose the PayPal option you will not need to enter credit card info, or have a PayPal account. DAZ already has your email address and such if you've ever shopped at DAZ, or if you read the forums. I've never received any spam from my contacts at DAZ. I control which email addresses I give out for various reasons, so I can tell who gets what. They're FREE, get them.