For me it depends. One thing to consider is how complicated the scene will be. Posing without clothing leaves memory less crowded. SamTherapy is correct in 2, but isn't that a sad statement? You shouldn't click on something to select it? Way back, I suggested to CL that once clothing is conformed to a figure the default when clicking on the clothed figure should be on the figure's segment to be moved and not the clothes. ...but what do I know?