A debit card is an ATM card and can be used as a credit card. Mine's a Visa, as noted. Can be used for EFTPOS, as an ATM card, and as a credit card (I've made hotel reservations, for example, using it). It's a kind of combination item. Very handy, to say the least! ;-) bonni

"When a man gives his opinion, he's a man. When a woman gives her opinion, she's a bitch." - Bette Davis