yes you can switch banks on the fly. I do all the time with poser and XP. there's just some tips you need to remember. first run Correct Reference / pro. second when you switch banks, switch back to Pbbost in Poser. (Eg: you are in Figures: Vicky 3. if you open Pbooost and swtich banks to your Mike one you'll get a lock. Poser is holding open the current bank. - if you in Poser switch figures to Pbooost then switch to Pbooost and swap banks, since all banks are now closed by poser, it'll work.) it works trust me... ;)