Chapter 12/Example 2/Page71/Step 4 of the Poser 5 printed manual print or page 84 in PDF. You will find this also quoted in my first post on this subject.

I have since determined to my satisfaction, the single check mark is never displayed until you LOAD something from the library and when you load something, you load it all.

As an experiment, I decided to proceed with what I got. At the end, the only thing I could pose was the default man. Goldy is still without a skeletal control.

At no time, did I see anything that would suggest a skeleton or see an opportunity for skeletal modification. The default man is fully clothed.

Again, thank you for your continued interest.

Jim