I've used Paypal and have had no problems in 3 years. I set up Paypal accounts for my web design clients and not one of them have had issues of fraud or otherwise. Always always always make your inquiries with the person or company you are doing business with. Paypal can't be held responsible for companies that use it to make fraudulent claims or transactions. I've used both as payments thru Paypal- my credit card and my checking account. You always will receive a confirmation from Paypal that you've made a purchase. AND the company you purchased from should (i said should) be responsible and send notification they received your payment. I'd inquire from the source you attempted to purchase from first before calling Paypal. OR your credit card - since your bank would know first hand what's going on. Hope it all works out, Andrew. ~ Moe

"To pass your plate is nothing new." - MG