land sakes, y'all bein' a bit hard on the puir artist..
I don't know the pay stuff at all, but I know that you can do a lot with lighting. Only thing I have is Traveler's skin textures from RuntimeDNA..they're pretty good considering they're free (well, even if they weren't free..;) Good luck with whatever you do..

I wish I'd said that.. The Staircase Wit

anahl nathrak uth vas betude doth yel dyenvey..;)